Small Business Health Insurance in Indiana
Affordable. And built for Indiana small businesses.
Sana is bringing our dependable health plans to small businesses in Indiana. Our plans meet any budget, and your employees can keep their preferred doctors, without paying out-of-network fees. Get access to the best doctors, wherever they are–Indianapolis, Fort Wayne, Evansville, South Bend, Carmel and in-between.
Indiana group health insurance
Employees can also take advantage of our Sana Care partnerships for high-quality virtual appointments with primary care physicians licensed to practice medicine in Indiana. Or mental health services offered through Ginger. This Sana Care ecosystem is available to members at no cost on most plans.
High-quality medical services
Other Sana Care options include Dispatch Health that offers in-home urgent care for the Indianapolis area. Green Imaging with locations in Indianapolis, Kokomo, Marion, Fort Wayne, Warsaw, Plymouth, Notre Dame and northwest Indiana/Chicago suburbs. As well as Labcorp locations all over the state.
Sana plans in Indiana
We don’t do hidden fees. With Sana, your costs are transparent and predictable so you can budget with confidence.
Forget out-of-network hassles and limitations. Our All-Access PPO Plus network enables you and your employees to choose any provider without out-of-network costs or referrals.
Sana gives you access to high-quality providers and the ability to add dental and vision care to any plan. You get virtual care options for primary care, maternity care, mental health and more, for $0 on most plans.
Sana’s employer portal makes understanding and managing your plan simple. Our admin and member support teams are Sana experts, accessible via chat or email.
Indiana does not require any company to offer health insurance benefits, although the Affordable Care Act (ACA) does. But not all companies are under the health care mandate. If your company has 1 to 50 full-time employees, you do not have to provide them with health insurance. However, offering coverage will make you a more attractive employer to employees evaluating their options.
Sana provides plans to businesses with five or more employees.
Establish your budget and objectives. You can streamline the process by working directly with Sana, so you don’t have to use brokers or third-party administrators. In addition to providing plan administration and claims adjudication, we’ve got a seasoned implementation team to help you onboard. Also, you are not required to wait until your current plan cycle ends. You’ll be able to transition mid-year with our team’s help.
Your costs will vary depending on the percentage of employee premiums you cover, the number of people you enroll, and whether you cover employees only or also their dependents. Your choice of plan also influences costs (and that of your employees).
Sana negotiates pricing with providers based on objective, industry-accepted metrics. Shrinking provider markups reduces the cost of care, making premiums more manageable. As a small business, you can deduct the cost of employee premiums from your federal taxes. You may also qualify for a tax credit.
Of course. The dashboard on our site allows employers and administrators to easily add new employees, update contact information, adjust benefits (such as when an employee has a Qualifying Life Event), or remove employees from the plan. Additionally, plan administrators can take advantage of Mineral (formerly ThinkHR) for free. Human resource and compliance professionals can tap into Mineral’s support. Administrative employees can reach out to a team of HR advisors with questions and for assistance. They can get a compliant employee handbook with prewritten and automatic policy updates, and they can use an award-winning resource center.